Where my money went. 20/ 20 hindsight for how I spent my money

I guess we just don’t have enough people telling us how to spend our money, so here’s another article🤪

In general, personal spend can similarly be classified into capex, opex with ROI across different time horizons. Good metrics that I personally use to measure the spend is to look at wellness and time saved. Investments are a different category altogether and is mostly a hedge against inflation (it hits the cashflow statement but does not really fit into the narrative of wellness or time savings. And there are enough…